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Listed 1 month ago

33 Saint Clair Avenue

Gibson, Hamilton

$775,000

Detached|2 1/2 Storey
3 | 2 | 2
About this home

Located on a famously family-friendly street lined with mature trees, this 2 1/2 storey, 1770 sq ft, three bedroom + den family home is perfectly situated away from busy streets. Exuding timeless character, the original millwork, trim, doors and floors throughout the foyer, living room and dining room create a warm and welcoming atmosphere. The cozy living room with fireplace and bay window can be separated from the dining room with the classic sliding pocket doors that this era of homes is know for. Morning coffee, summer evenings and simply unwinding can be enjoyed on the large, covered front porch. Upstairs, three bedrooms, a full bathroom and den (that can be a small bedroom or office), offer plenty of space for any growing family or guests. Walkout from the den to a beautiful rooftop deck adds even more outdoor living space. The top storey is over 400 sq ft, finished, easily accessible by stairs and contains an amazing child-friendly "secret" treehouse style playroom. The loft could also serve as an additional bedroom, the choice is yours. The spacious kitchen comes with a convenient walkout to a very private and comfortable backyard. Front yard parking means never looking for a spot and comes with a NEMA 14-50 EV car charger. Full Basement with multiple storage rooms, cold room, and 3-Pc bathroom. Forced air furnace and central air means no radiators to bleed. Waterline replaced in 2025. Electrical and plumbing upgraded in 2015-2016.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$4,563
Lot Size29 ft x 88.66 ft
mls© NumberX13555876
Listed BySUTTON GROUP - SUMMIT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,967
Property tax
$380
Heat allowance
$150
Housing costs
$4,497 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,000
25-yr amortization

Income needed

$138,000

gross annual household income

Payment at 4%
$3,261 / mo
Cash down
$155,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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