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Listed 1 month ago

30 Lottridge Street

Stipley, Hamilton

$634,000

Detached|2 1/2 Storey
4 | 2 | 2
About this home

Over a century old and better than ever. This solid brick Hamilton home is the kind of property that earns a second look, and a third. Original stained glass windows frame a beautiful living room with soaring ceilings and ornate white millwork. High ceilings throughout. Thoughtfully styled and genuinely well cared for, every room tells you this home has been loved! The layout offers serious flexibility Three bedrooms on the second floor, a massive third-floor loft that functions as an entire additional level. The loft could be used as a fourth bedroom, home office, or secondary living space. The home also has a fully self-contained basement suite with its own private entrance, full kitchen, bedroom, and bathroom. The basement has just been fully renovated (2026) and a brand new furnace installed (2026) - move in and enjoy it from day one. Two full bathrooms across three levels means everyone has what they need. Out back, a private patio surrounded by mature landscaping, lush garden beds, and a fully fenced yard. The fence was replaced in 2023, a gated driveway added in 2021, and a detached shed and utility shed are already in place. In a neighbourhood where private parking is almost unheard of, the wide concrete driveway makes this property stand out before you even step inside.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,653
Lot Size30 ft x 89 ft
mls© NumberX13543392
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,245
Property tax
$304
Heat allowance
$150
Housing costs
$3,700 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $126,800
25-yr amortization

Income needed

$114,000

gross annual household income

Payment at 4%
$2,668 / mo
Cash down
$126,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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