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Ancaster, Hamilton
$1,229,000
MUST SEE! 4+2 Bed, 4 Bath Detached Home on a Premium Corner Lot with Basement Apartment! Bright open-concept layout with hardwood floors, pot lights, a newly renovated basement with separate entrance adds strong income potential, all in a prime location. Enjoy the large kitchen with quartz counters, S/S appliances, and ample cabinetry, overlooking the family room - great for everyday living and entertaining. Unique main floor full bath + bedroom option, perfect for accessible living, in-laws or multi-gen households. Upstairs offers 4 bedrooms, 7 closets, renovated baths (2025), and master with jacuzzi. Fully renovated in 2025, the walk-out basement is a turnkey rental unit with 2 large bedrooms, full kitchen, full laundry, family room, foyer, and private parking - an excellent revenue-generating opportunity. Massive corner lot with pool-sized backyard, mature trees, landscaped garden, 6 parking spots and separate basement entrance with awning. Prime location just 2 minutes to shops, parks, schools, and quick access to Hwy 403. Flexible Layout + Income Potential Make This a Rare Gem - Move-In Ready with Room to Grow! Upgrades include: Full Basement Apartment (2025), 4 Bathrooms (2025), Potlights (2024)
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 31-50 |
| Size | 2500-3000 sq. ft. |
| Property Tax | $7,409 |
| Lot Size | 81.38 ft x 108.6 ft |
| mls© Number | X13614902 |
| Listed By | RIGHT AT HOME REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,291
- Property tax
- $617
- Heat allowance
- $150
- Housing costs
- $7,058 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$217,000
gross annual household income
- Payment at 4%
- $5,172 / mo
- Cash down
- $245,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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