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Listed 12 days ago

475 Valridge Drive

Ancaster, Hamilton

$1,349,000

Detached|2-Storey
4 | 5 | 6
About this home

This spacious family home is situated on a premium ravine lot in one of Ancaster's most sought-after neighbourhoods! Offering over 4,000sq.ft. of finished living space, this home features 9ft ceilings on the main floor, hardwood thoughout, 4+1 bedrooms, 5 bathrooms, a main-floor office, and a spacious second-floor family room. Additional features include, a fully finished walk-out basement with a spacious in-law suite and owned solar panels, producing more then $3,000 annually deposited directly into owners account. Designed for both everyday living and entertaining, the functional layout includes formal dining room connected to the european-inspired kitchen through a butler's pantry, a breakfast area, and a welcoming living room with a gas fireplace.The kitchen is featuring a large centre island, quartz countertops, stainless steel appliances, and a 5-burner gas stove. Step outside to an expansive composite deck with glass railings and enjoy tranquil green space and pond views. Upstairs, the primary suite, freshly painted, offers a walk-in closet and spa-like 5-piece ensuite. A second bedroom has its own private ensuite, while two additional bedrooms are generously sized and share a well-appointed bath. The versatile loft provides the perfect space for a second family room, or play area.The finished walk-out basement adds exceptional flexibility with a recreation room, gas fireplace, fifth bedroom, 3-piece bathroom, cold cellar, and newly added kitchen (2023) with custom cabinetry and ss appliances. Additional home features include a double-car garage with inside access through the main floor laundry room and parking for four vehicles on the driveway. Ideally located minutes to Hwy 403, top-rated Spring Valley Elementry & Ancaster High schools, parks, trails, and all amenities. Don't miss this rare opportunity to own a move-in-ready home that blends space and privacy in the heart of Ancaster. Interboard listing: Cornerstone MLS# 40854270.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age16-30
Size3000-3500 sq. ft.
Property Tax$10,068
Lot Size49.21 ft x 104.99 ft
mls© NumberX13649550
Listed ByROYAL LEPAGE MEADOWTOWNE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,905
Property tax
$839
Heat allowance
$150
Housing costs
$7,894 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $269,800
25-yr amortization

Income needed

$243,000

gross annual household income

Payment at 4%
$5,677 / mo
Cash down
$269,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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