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Listed 23 days ago

102 Cumming Court

Ancaster, Hamilton

$2,349,900

Detached|2-Storey
5 | 6 | 6.5
About this home

Crafted with exceptional attention to detail and completed in 2025 (Tarion warranty), this custom two-storey luxury home offers nearly 6,000 sqft. of finished living, 5+1 bedrooms, 6 total baths, and a contemporary transitional design blending sophistication with family-friendly functionality. Situated on a 75 x 105 ft lot in Ancaster's Nakoma neighbourhood, it features striking curb appeal with a stone-and-stucco exterior and a 2.5-car triple tandem garage. Inside, soaring 9 ft ceilings on all three levels, wide-plank white oak hardwood, 8 ft solid core doors, 9" baseboards, and oversized windows create a sense of grandeur. The 19-ft great room showcases floor-to-ceiling windows and a 42" gas fireplace flanked by custom cabinetry. A main-floor office with built-ins, formal dining room, and powder room provide elegant, purposeful spaces, while the dining table converts into a pool table for dual-purpose entertaining. The gourmet kitchen features black cabinetry, a 9' x 5' waterfall quartz island, full-slab quartz backsplash, champagne and honey bronze fixtures, Bertazzoni appliances, and a walk-in pantry and servery with black stainless-steel sink. Adjacent are the mudroom/laundry with garage entry and a main-level bedroom with ensuite. Upstairs, four bedrooms each have ensuite access, including a primary retreat with 10 ft tray ceiling, oversized walk-in closet, linear fireplace, and spa-inspired 5-piece ensuite with heated floors. The finished lower level offers 9 ft ceilings, oversized windows, sixth bedroom, full bathroom, linear fireplace, and endless possibilities. Additional features include radon mitigation, 200-amp service, hardwired security system, and DryCore subfloor. Outside, the back patio provides a starting point for a dream outdoor space, with a pre-approved building permit for an in-ground pool and gas lines for BBQ. Centrally located, this home offers walkability to schools, parks, shops, and quick access to Hwy 403.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age0-5
Size3500-5000 sq. ft.
Property Tax$15,399
Lot Size75.33 ft x 104.61 ft
mls© NumberX13608782
Listed ByROYAL LEPAGE STATE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$12,028
Property tax
$1,283
Heat allowance
$150
Housing costs
$13,461 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $469,980
25-yr amortization

Income needed

$414,000

gross annual household income

Payment at 4%
$9,889 / mo
Cash down
$469,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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