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New2 days ago

105 - 479 Charlton Avenue E

Stinson, Hamilton

$399,999

Condo Apartment |
2 | 2 | 1 | 1
About this home

There is a lot to love about Unit 105 at 479 Charlton Avenue East, but the setting is what really makes it special. Located on the ground floor and backing onto mature trees with no rear neighbours, it offers a level of privacy that can be hard to find in condo living.The suite has approximately 796 square feet of finished living space with two bedrooms and two bathrooms. The kitchen, dining and living areas are open to one another, making the layout feel bright, comfortable and easy to enjoy. The primary bedroom has its own 2-piece ensuite, while the second bedroom and full 4-piece bathroom offer useful space for guests, family or a home office. In-suite laundry and central air conditioning add to the everyday convenience.The open balcony overlooks the trees and gives you a quiet place to sit outside and enjoy the natural surroundings. One owned outdoor parking space and one owned locker are also included.The building offers an exercise room, community barbecue area, elevator and visitor parking. The monthly condo fee includes heat, water, building insurance, common elements, property management, landscaping, snow removal and private garbage removal. The Stinson location keeps you close to downtown Hamilton, St. Joseph's Healthcare, the Hamilton GO Centre, Escarpment Rail Trail, parks, restaurants, shopping, public transit and Highway 403. If you have been looking for a comfortable, low-maintenance home with privacy, greenery and easy access to the city, this one is well worth seeing

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agent
Angela Montano
(647) 283-2643
TypeCondo Apartment
StyleApartment
Approx. Age6-10
Size700-799 sq. ft.
Maintenance Fees$680
LockerOwned
BalconyOpen
ExposureNorth
Parking TypeUnderground
Parking Spaces1
Parking FeaturesReserved/Assigned
Property Tax$5,568
mls© NumberX13684278
Listed ByRoyal LePage Macro Realty
Heat Included
Building Insurance Included
Water Included
Common Elements Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$464
Heat allowance
$150
Condo fees, half counted
$340
Housing costs
$3,001 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $80,000
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$80,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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