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Listed 8 days ago

132 Emerald Street S

Stinson, Hamilton

$949,900

Detached|2-Storey
9 | 4 | 2
About this home

Welcome to 132 Emerald, an impressive four-unit Victorian property filled with timeless character and outstanding potential. Set on a deep, beautifully landscaped lot, this stately home offers a generous backyard and parking for approximately three vehicles.Inside, soaring ceilings, oversized windows, original flooring, elegant Victorian trim, crown moulding, and a striking marble fireplace create an unforgettable sense of charm. The spacious residences feature functional layouts, abundant natural light, generous bedrooms, and inviting living areas.Ideal for investors, multigenerational living, or those seeking a distinctive income property, 132 Emerald is a rare opportunity to own a substantial character home with four self-contained units, excellent outdoor space, and long-term potential.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size3500-5000 sq. ft.
Property Tax$5,777
Lot Size60 ft x 121 ft
mls© NumberX13664268
Listed ByMICHAEL ST.JEAN REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,862
Property tax
$481
Heat allowance
$150
Housing costs
$5,493 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $189,980
25-yr amortization

Income needed

$169,000

gross annual household income

Payment at 4%
$3,997 / mo
Cash down
$189,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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