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Listed 9 days ago

28 Ramsgate Drive

Stoney Creek, Hamilton

$839,900

Detached|2-Storey
4 | 2 | 4
About this home

Welcome to 28 Ramsgate, a beautifully maintained family home located in one of Stoney Creek's oldest and most sought-after neighbourhoods. Set on an impressive pie-shaped lot of nearly 6,000 sq. ft., this home offers a rare combination of privacy, space, comfort, and style. From the moment you arrive, the attractive curb appeal stands out with its landscaped front garden and double driveway that comfortably accommodates up to four vehicles. Originally converted from the garage, the home provides additional living space that enhances its family-friendly layout. Inside, you'll find bright and welcoming principal rooms, including a spacious living room, dining area, and kitchen designed for everyday living and entertaining. The thoughtfully renovated family room is a standout feature, offering direct access to the backyard along with year-round comfort thanks to its dedicated split unit for heat and AC and cozy gas fireplace. The upper level features four generously sized bedrooms with beautifully maintained flooring throughout. The finished basement extends the living space even further, (with its own fireplace) providing a stylish retreat perfect for relaxing, entertaining, a quiet office, or enjoying family time. Step outside to a private backyard oasis where summer memories are waiting to be made. Surrounded by mature trees and ample outdoor space, the impressive 22' x 39' in-ground pool, with an approximate depth of 12 feet, becomes the centrepiece of a backyard designed for entertaining, relaxation, and enjoying time with family, friends and staples of the neighbourhood that you'll get along with. Lovingly cared for and move-in ready, 28 Ramsgate is the perfect family home. Don't believe me, see for yourself!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,453
Lot Size45 ft x 131.37 ft
mls© NumberX13657938
Listed ByColdwell Banker Community Professionals

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,299
Property tax
$454
Heat allowance
$150
Housing costs
$4,903 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $167,980
25-yr amortization

Income needed

$151,000

gross annual household income

Payment at 4%
$3,534 / mo
Cash down
$167,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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