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Price Change$769,900

36 S Gray Road

Stoney Creek, Hamilton

$749,900

Detached|Bungalow-Raised
3 | 2 | 4
About this home

Welcome to 36 Gray Road S, a spacious raised ranch ideally situated in a beautiful Stoney Creek neighbourhood tucked beneath the Niagara Escarpment. Offering 3 bedrooms, 2 bathrooms, and a functional layout finished from top to bottom, this well-maintained home provides excellent space for families, downsizers, or anyone seeking a convenient location close to everyday amenities. The bright main level offers comfortable principal rooms, while the finished lower level features a welcoming family room complete with a gas fireplace-perfect for relaxing or entertaining. A double car garage adds everyday convenience, and numerous updates completed over the past 15 years include the electrical panel, furnace, select windows, and shingles. Enjoy the charm of an established neighbourhood with easy access to parks, schools, shopping, transit, highways, and the Escarpment's beautiful trails.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$5,282
Lot Size60 ft x 100 ft
mls© NumberX13490278
Listed ByROYAL LEPAGE STATE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,838
Property tax
$440
Heat allowance
$150
Housing costs
$4,429 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,980
25-yr amortization

Income needed

$136,000

gross annual household income

Payment at 4%
$3,156 / mo
Cash down
$149,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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