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Price Change$799,000

182 Federal Street

Stoney Creek, Hamilton

$759,000

Detached|Bungalow
2 | 2 | 5
About this home

Welcome to this updated 2-bedroom bungalow on a 70 100 ft lot in one of Stoney Creeks family-friendly neighbourhoods. From the moment you arrive, the curb appeal stands out with a fresh stucco exterior, black accents, a new roof (2023), and an aggregate driveway with parking for 6 cars. Inside, youll find a bright, open-concept main floor with a living room featuring pot lights and a fireplace, flowing into the eat-in kitchen with granite countertops, plenty of cabinet space, and a walkout to the backyard perfect for everyday living and get-togethers. The main floor also includes two comfortable bedrooms and a 4-piece bathroom with double sinks! A fully enclosed mudroom connects the garage, main house, and both the front and back yards, keeping shoes, coats, and bags organized and making coming and going a breeze. The finished basement adds even more living space with a large rec room, extra bedroom or office area, and a second 3-piece bathroom. Outside, youll enjoy a private backyard with a patio and gazebo, ideal for barbecues, family time, or simply relaxing at the end of the day. Located close to parks, schools, and shopping, this home is ready for its next owners book your showing today.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,161
Lot Size100 acres x 70 acres
mls© NumberX13166516
Listed ByHOUSESIGMA INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,885
Property tax
$430
Heat allowance
$150
Housing costs
$4,465 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $151,800
25-yr amortization

Income needed

$137,000

gross annual household income

Payment at 4%
$3,194 / mo
Cash down
$151,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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