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Listed 2 months ago

479 Saginaw Parkway

, Cambridge

$899,900

Detached|2-Storey
4 | 3 | 6
About this home

Welcome to 479 Saginaw Parkway an all-brick, double-car garage detached home in the highly sought-after Saginaw/Clemens Mill North neighbourhood of Galt. Family-friendly and ideally located just 5 minutes to the 401, with top-rated schools, parks, Shade's Mills Conservation Area, shopping, and healthcare all close by. A grand double-door entry welcomes you into a separate living/guest room that flows seamlessly into the open-concept family room, complete with hardwood floors and a cozy wood-burning fireplace. The bright eat-in kitchen offers a sun-filled dining area with a sliding glass door to the backyard, while a separate formal dining room sets the stage for entertaining family and friends. An upgraded powder room with quartz counters and a convenient mudroom with garage access and laundry complete the main floor. Upstairs, find 4 generously sized bedrooms with BRAND NEW vinyl plank flooring and 2 full, maintenance-free washrooms. The primary retreat boasts a versatile loft space, ideal for a home office or recreation room, plus a private 4-piece ensuite. Step outside to your own backyard oasis: a deck, gazebo, and winding pathway leading to 2 sheds for extra storage; the perfect setting to relax or entertain. New furnace system. Don't miss this incredible opportunity - book your private showing today!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$5,813
Lot Size43.85 ft x 109 ft
mls© NumberX13479826
Listed ByKIGO REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,606
Property tax
$484
Heat allowance
$150
Housing costs
$5,241 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,980
25-yr amortization

Income needed

$161,000

gross annual household income

Payment at 4%
$3,787 / mo
Cash down
$179,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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