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Listed 2 months ago

28 St Clair Avenue

Gibson, Hamilton

$689,900

Detached|2-Storey
3 | 2 | 2
About this home

Welcome to 28. St. Clair Ave located in one of Hamilton's most prestigious and sought after streets . This century home offers old world charm, beauty and all the modern day comforts. It features leaded bevelled windows, a turret, along with, unique built in features through out the home. The back sunroom is the perfect transition for indoor and outdoor traffic and makes the perfect reading nook or favorite morning coffee spot. An updated eat in kitchen and newly renovated 4 pc bath on the second floor bring modern upgrades that blend seamlessly into the homes distinguishing features. The basement adds valuable living space with storage, a den, 3-pc bath and laundry room with a walk up to your own private yard. Gardens and a deck make this peaceful space perfect for entertaining or enjoying family time. The back garage is a handy persons dream get away! Move in worry free. The home has been completely rewired. It includes a 7 year old furnace with a 3 year warranty remaining. A four year old central air system. A one year old tankless water heater with one year left in the warranty. A backwater valve system and sub pump give you peace of mind. This is a sound home from top to bottom. Don't miss this chance! Book a private viewing today!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$4,547
Lot Size29 ft x 90.58 ft
mls© NumberX13466832
Listed ByCOLDWELL BANKER COMMUNITY PROFESSIONALS

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,531
Property tax
$379
Heat allowance
$150
Housing costs
$4,060 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $137,980
25-yr amortization

Income needed

$125,000

gross annual household income

Payment at 4%
$2,903 / mo
Cash down
$137,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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