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Westcliffe, Hamilton
$889,500
Exceptional opportunity in the sought-after Westcliffe neighborhood on Hamilton Mountain. This well-maintained home has been owned and cared for by the same family for over 50 years, reflecting true pride of ownership. Set on a large lot within a low-traffic court, the property offers rare depth and privacy. The main floor features a spacious eat-in kitchen with ample storage, large windows, and backyard views. The living and dining area with original hardwood flooring and a fireplace is filled with natural light, an excellent setting for entertaining. A main floor den provides flexibility for a home office, guest room, or additional bedroom. The second floor includes four bedrooms, with one currently converted to a convenient second-floor laundry (easily reverted if desired). Original hardwood flooring remains beneath the upstairs carpet. The walk-out basement offers a retro 1970s rec room with wood paneling and a fireplace, creating a gathering space full of character. Bsmt also includes a second kitchen, bathroom, laundry, and separate entrance, well-suited for an in-law suite or income potential. Exterior features include a concrete driveway and a walkway to the backyard. The elevated rear deck overlooking the yard and views toward Hamilton and Lake Ontario creates an almost country-like setting within the city. Unlike new subdivisions, this property features a larger lot within an established setting. Close to schools, shopping, transit, parks, trails, Chedoke stairs, and recreation centers, with quick highway access. A rare opportunity on Hamilton Mountain. See the feature sheet for details.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $6,199 |
| Lot Size | 45 ft x 163 ft |
| mls© Number | X13241724 |
| Listed By | THE AGENCY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,553
- Property tax
- $517
- Heat allowance
- $150
- Housing costs
- $5,219 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$161,000
gross annual household income
- Payment at 4%
- $3,743 / mo
- Cash down
- $177,900
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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