31 Darlington Drive
Gilbert, Hamilton
$698,000
Well-maintained 4-level brick backsplit on Hamilton's west mountain - 3+3 bedrooms, 2 baths, and levels of living space to grow into. A separate rear entrance offers the option of a self-contained in-law suite, ideal for multigenerational living or rental income. Steps from Mohawk College, the LINC, and all west mountain amenities. Extensively updated: 2017 - ESA-certified wiring and panel, new carpets, baseboards, doors, ceramic flooring, kitchen sink, hardware, faucets, backsplash, granite counters, appliances, washer/dryer, and a redone backyard with new fence. 2018 - refinished original hardwood and updated main floor bathroom. 2019 - new light fixtures.
No extras listed.
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,434 |
| Lot Size | 49.94 ft x 110.83 ft |
| mls© Number | X13622786 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,573
- Property tax
- $453
- Heat allowance
- $150
- Housing costs
- $4,176 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$128,000
gross annual household income
- Payment at 4%
- $2,937 / mo
- Cash down
- $139,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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