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Gilbert, Hamilton
$699,900
Pride of ownership is evident throughout this beautifully maintained 3 bedroom, 1.5 bathroom, 4-level backsplit, lovingly cared for by the same family for over 50 years. Offering 1128 sq ft above grade plus a fully finished lower level, this home features a bright main level with hardwood flooring, spacious living & dining rooms, and an updated kitchen with white cabinetry, stainless steel appliances & a side entrance providing direct access to the lower levels - plenty of potential. The upper level offers 3 generous bedrooms with hardwood flooring and a 4-pc bath with a jetted tub. In the lower level, the expansive recreation room is perfect for entertaining, complete with a cozy gas fireplace, unique curved wet bar & 2-pc bath. The basement level adds exceptional flexibility with a second kitchen (in-law potential), laundry, utility area & abundant storage. Outside, enjoy a freshly sodded backyard with a covered concrete patio, ideal for relaxing or entertaining. Double-wide concrete driveway with parking for 4 vehicles. Notable updates include lighting fixtures, front windows (2019), central air (2020), roof shingles (2023), fresh paint (2026) & more. Situated on Hamilton's desirable West Mountain, close to schools, parks, shopping, restaurants, public transit, Ancaster's Meadowlands & quick access to the LINC, Highway 403 Red Hill Valley Parkway & QEW.
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,045 |
| Lot Size | 44.64 ft x 100 ft |
| mls© Number | X13597758 |
| Listed By | ROYAL LEPAGE STATE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,582
- Property tax
- $420
- Heat allowance
- $150
- Housing costs
- $4,153 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$128,000
gross annual household income
- Payment at 4%
- $2,945 / mo
- Cash down
- $139,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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