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Listed 21 days ago

776 Garth Street

Westcliffe, Hamilton

$849,000

Detached|Bungalow-Raised
4 | 3 | 3
About this home

Welcome to this extensively updated detached residence in one of Hamilton Mountain's most desirable communities. Professionally renovated with permits, this spacious home offers over 2,455 sq. ft. of finished living space on a generous 40.07 x 100.22 ft lot, blending modern finishes with versatile living arrangements. The bright, open-concept main floor is designed for today's lifestyle and features 4 generously sized bedrooms, hardwood flooring throughout, smooth ceilings, updated interior doors, and three beautifully remodelled bathrooms, two of them fitted with contemporary washer and dryer sets. The stylish eat-in kitchens have been completely redesigned and is equipped with two refrigerators, two microwaves, and a dishwasher, making it ideal for larger families or multi-generational living. The fully finished lower level offers outstanding flexibility with a separate entrance, two additional bedrooms, a full kitchen, and a newly renovated stylish bathroom with washer and dryer units . Whether used as an in-law suite, income-generating rental, or student accommodation, this space provides excellent potential, especially with Mohawk College just minutes away. Step outside to a landscaped backyard featuring fresh sod, updated exterior lighting, and plenty of space to relax or entertain. Major upgrades include a new 200-amp electrical service, modern lighting and pot lights throughout, new staircase, backwater valve, lower-level windows, and freshly painted interior and exterior. Perfectly positioned close to everyday conveniences, this home is within walking distance of Mohawk College, St. Joseph's Healthcare Hamilton, elementary schools, and the Rail Trail. It is also just minutes from Hamilton's renowned waterfalls, the Chedoke Stairs, shopping, dining, and public transit. Across the street are Hillfield Strathallan College (JK-Grade 12) and Westmount Secondary School, making this an exceptional location for families and investors alike.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,124
Lot Size40.07 ft x 100.23 ft
mls© NumberX13619088
Listed ByREALTY 7 LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,346
Property tax
$427
Heat allowance
$150
Housing costs
$4,923 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,800
25-yr amortization

Income needed

$151,000

gross annual household income

Payment at 4%
$3,573 / mo
Cash down
$169,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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