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New3 days ago

223 Centre Street W

Mill Pond, Richmond Hill

$988,000

Detached|2-Storey
4 | 3 | 3
About this home

Welcome to 223 Centre St W, a well-kept 4-bedroom, 3-bathroom two-storey home proudly maintained by its original owner since 1977. Located in the sought-after Mill Pond community, surrounded by mature trees and close to Mill Pond Park, top-rated schools, shopping, cafes, Mackenzie Health Hospital, and Yonge Street amenities. A wonderful opportunity for families, investors, or those looking to renovate and personalize to their own taste. Great potential as a long-term investment or rental property. A rare opportunity in an established Richmond Hill neighborhood-don't miss it!

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Open houses

  • Sat, Sep 19

    2:00 PM – 4:00 PM

  • Sun, Sep 20

    2:00 PM – 4:00 PM

Or pick a time that works for you.

Got questions?

Contact Angela directly.

agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$5,936
Lot Size50.4 ft x 101.47 ft
mls© NumberN13784628
Listed ByUNION CAPITAL REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,057
Property tax
$495
Heat allowance
$150
Housing costs
$5,702 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $197,600
25-yr amortization

Income needed

$175,000

gross annual household income

Payment at 4%
$4,158 / mo
Cash down
$197,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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