222 Richmond Street
Mill Pond, Richmond Hill
$1,198,000
Move-in ready. Open concept two storeys detached house, located in highly desired Mill Pond neighborhood in Richmond Hill! Premium 50' x 140' south-facing lot with full sun exposure year-round. Featuring 4 bedrooms and about 1,798 sq.ft. above ground. Newly finished basement with separate entrance, ideal for rental income. Newly renovated with tons of upgrades: remodeled modern kitchen with new backsplash and range hood, brand new full bathroom, new flooring and staircase, fresh paint, new lighting fixtures, brand new water pipes throughout the house, and upgraded 200amps electrical system. Excellent walkable location-400m to Mill Pond Park, 600m to Mackenzie Health Hospital, 800m to Richmond Hill Town Centre, walking distance to FreshPro Foodmart, Richmond Hill Central Library, and many more. Top-rated schools nearby: St. Theresa of Lisieux CHS (Fraser 10/10, AP) and Alexander Mackenzie HS (Fraser 8.5 IB and Arts).
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,859 |
| Lot Size | 51 ft x 140 ft |
| mls© Number | N13638440 |
| Listed By | AIMHOME REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,132
- Property tax
- $488
- Heat allowance
- $150
- Housing costs
- $6,770 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$208,000
gross annual household income
- Payment at 4%
- $5,041 / mo
- Cash down
- $239,600
Assumes no other monthly debts · 25-yr amortization
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