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New4 days ago

155 Centre Street W

Mill Pond, Richmond Hill

$1,279,900

Detached|2-Storey
3 | 2 | 5
About this home

Welcome home to 155 Centre St W - a lovely 3 bedroom, 1.5 bathroom, two storey home nestled on a spacious 72 x 114 foot private lot in the prestigious and sought after Mill Pond neighbourhood. Lovingly maintained and thoughtfully upgraded by long time owners, this home beautifully blends old world charm with modern convenience. Step inside to find a bright foyer that flows into the combined living and dining room, anchored by a real wood burning fireplace and large south facing windows that bathes the space in natural light. Continuing on, the modern open concept kitchen features stainless steel appliances, soapstone countertops, and reclaimed barn board flooring - a warm and inviting spot for cooking and entertaining. The breakfast bar seats two and opens into the main floor addition family room, complete with cathedral ceilings, a gas fireplace, big windows, and a walk out to a very private patio framed by nature. Upstairs, the king sized primary bedroom offers his and hers closets and lovely south exposure for plenty of morning and all day sun. All bedrooms are generously sized with large windows that pour in natural light. Below, a cozy rec room leads through to the laundry room and a second rec room/storage room at the rear, enjoying lowered floors that create extra ceiling height and a surprisingly spacious feel. An enclosed breezeway connects the home to the garage / workshop. The single car garage has been converted to a studio, but can easily be returned to traditional garage use if desired. Outside, the large, extremely private patio is a peaceful retreat where you can relax to the sounds of nature and unwind from the pace of city life. Ideally located within walking distance to schools, the hospital, public transit, and parks, and just minutes from shopping, groceries, restaurants, and more, this is a well cared for home filled with character that will truly feel like home.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$6,301
Lot Size72 ft x 114.41 ft
mls© NumberN13779074
Listed ByROYAL LEPAGE TERREQUITY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,551
Property tax
$525
Heat allowance
$150
Housing costs
$7,226 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $255,980
25-yr amortization

Income needed

$222,000

gross annual household income

Payment at 4%
$5,386 / mo
Cash down
$255,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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