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Listed 14 days ago

127 O'connor Crescent

North Richvale, Richmond Hill

$1,399,000

Detached|2-Storey
4 | 3 | 6
About this home

High-demand location! Spacious 4+1 bedroom home offering over 3,200 sq. ft. of finished living space and loaded with quality upgrades. Features include a solid mahogany front door, hardwood flooring and pot lights throughout, and a stunning stone-mantel fireplace. The modern kitchen boasts extended cabinetry, quartz countertops, stylish backsplash, and valance lighting. Elegant oak staircase leads to the upper level, where the primary bedroom offers a 4-piece ensuite and double closet. The finished basement with separate entrance includes a large recreation room with fireplace, open office area, kitchen, 3-piece bath, bedroom, and second laundry room. Enjoy the beautifully landscaped yard and a long driveway with parking for up to 4 vehicles.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$6,348
Lot Size42 ft x 133.63 ft
mls© NumberN13647062
Listed ByCMI REAL ESTATE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,161
Property tax
$529
Heat allowance
$150
Housing costs
$7,840 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $279,800
25-yr amortization

Income needed

$241,000

gross annual household income

Payment at 4%
$5,887 / mo
Cash down
$279,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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