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New1 day ago

125 Kersey Crescent

North Richvale, Richmond Hill

$1,175,000

Detached|2-Storey
3 | 3 | 5
About this home

Welcome to 125 Kersey Cres - A Rare Ravine Lot Gem Located in the Heart of Richmond Hill! Nestled in a family-friendly neighbourhood, this beautifully maintained detached 3 bedroom home sits on a deep, private ravine lot, offering peaceful views & privacy. Step inside to an upgraded open concept kitchen that offers plenty of storage, an island with a breakfast bar, stainless steel appliances, granite counters, & Italian ceramic tiles. A very bright and functional layout featuring an open concept living and dining area with large windows & sliding door overlooking the backyard. Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with ample closet space. The finished basement provides additional living space ideal for a home office, kids play room, or gym. Recent upgrades include; a new furnace (2024), new A/C (2024), new pot lights on the main floor (2024), & new laundry room (2025). The backyard features a finished stone patio - great for outdoor dining & entertaining, & a custom built shed. Located close to great schools, parks, shopping, public transit, GO train, & all major amenities.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,395
Lot Size23.95 ft x 175.99 ft
mls© NumberN13690222
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,014
Property tax
$450
Heat allowance
$150
Housing costs
$6,614 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $235,000
25-yr amortization

Income needed

$204,000

gross annual household income

Payment at 4%
$4,945 / mo
Cash down
$235,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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