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O'Neill, Oshawa
$589,000
Welcome to a spacious and versatile home in a convenient, well-connected neighbourhood! Offering an excellent layout for families and multi-generational living, the home features 3 bedrooms upstairs plus an additional bedroom on the main floor, along with a functional kitchen, dining area and powder room. The finished basement offers a complete 1-bedroom in-law suite with a full kitchen and full bathroom, providing fantastic additional living space and future potential, with the possibility of adding a separate entrance. The driveway currently accommodates 2 vehicles and has the potential for 4-5 car parking by opening or removing the backyard gate. Ideally located just 3 minutes from Oshawa Valley Botanical Gardens and minutes from Kinsmen Civic Memorial Stadium, Tribute Communities Centre, schools, parks, shopping, restaurants and public transit. A fantastic opportunity for families, investors or buyers looking for flexible living space in the heart of Oshawa! Some images have been virtually (AI) staged for illustrative purposes.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,285 |
| Lot Size | 35.33 ft x 132 ft |
| mls© Number | E13652730 |
| Listed By | HOUSESIGMA INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,015
- Property tax
- $357
- Heat allowance
- $150
- Housing costs
- $3,522 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$108,000
gross annual household income
- Payment at 4%
- $2,479 / mo
- Cash down
- $117,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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