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O'Neill, Oshawa
$679,900
Unique Investment Opportunity in the Sought-After O'Neill Area! This grand, duplex-like detached home sits on a prime corner lot and offers exceptional versatility for investors or first-time homebuyers. Featuring 6 bedrooms and 3 baths, its cleverly divided into a 2-bedroom and a 4-bedroom unit, each with separate entries, kitchens, baths, and private decks. Whether you choose to live in one unit and rent the other, rent both, or explore its Airbnb potential, this property is a smart way to let renters help pay your mortgage ! The master bedroom includes a 3-piece ensuite, and the low-maintenance yard ensures easy upkeep. Perfectly positioned across from Costco Plaza, with grocery stores, transit, parks, highways, and amenities just steps away, botanical gardens, and Central YMCA. With a creative investor-friendly floor plan, 200-amp service, and recent updates including fresh paint, this home is move-in ready. MPAC lists it as 3 self-contained units, enhancing its income potential. Seize this rare chance to own the best block on Division. your future starts here !
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,345 |
| Lot Size | 40.19 ft x 94.19 ft |
| mls© Number | E13714634 |
| Listed By | RE/MAX METROPOLIS REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,480
- Property tax
- $362
- Heat allowance
- $150
- Housing costs
- $3,992 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$123,000
gross annual household income
- Payment at 4%
- $2,861 / mo
- Cash down
- $135,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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