Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
1 / 0
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
1 / 0
New5 hours ago

111 Elgin Street W

O'Neill, Oshawa

$599,000

Detached|2-Storey
3 | 4 | 2
About this home

Discover the charm and versatility of this full-brick detached 2-storey home, ideally located just minutes from downtown Oshawa in the desirable O'Neill neighbourhood. Thoughtfully designed for comfort, convenience, and flexibility, this residence is an excellent opportunity for families, investors, and multi-generational living. Step inside to a bright and welcoming main level featuring a spacious open-concept living and dining area with hardwood flooring, a functional kitchen, and a sun-filled ceramic-tiled sunroom overlooking the backyard. The upper level offers three well-appointed bedrooms, each with warm hardwood floors and ample natural light. A major highlight of this property is the separate-entrance 2-bedroom basement apartment, complete with its own kitchen, full bathroom, and private living space - perfect for extended family, students, or rental income potential. Situated on a deep 29.89 132 ft lot, this home is surrounded by a peaceful, walkable community close to parks, schools, and everyday amenities. Enjoy quick access to Oshawa Centre, dining, transit, and major highways including Hwy 401 and 407, with GO Transit nearby for effortless commuting. Its proximity to Ontario Tech University adds even more appeal for investors and families alike. With solid construction, a versatile layout, and an unbeatable location, this home offers exceptional value and opportunity.

Extras

No extras listed.

Visit this home

Pick a time that works for you.

No upcoming open houses.

Got questions?

Contact Angela directly.

agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,480
Lot Size29.89 ft x 132 ft
mls© NumberE13641474
Listed ByRE/MAX CROSSROADS REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$373
Heat allowance
$150
Housing costs
$3,589 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$110,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

Nearby listings

Comparable sales

  • No similar listings found.