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Listed 27 days ago

120 Elgin Street W

O'Neill, Oshawa

$489,900

Condo Apartment |
2 | 1 | 1
About this home

Bright and tidy Kassinger built 2 bedroom corner unit in a quiet, secure, community driven building! This spacious and sunny unit features no neighbours on one side, sunrise views from the large windows, and a large private balcony. Lots of storage, including a pantry closet, an oversized multi-purpose closet, and a walk-in closet in the primary bedroom. Updated bathroom with granite counters and walk-in shower. Protect yourself and your vehicle from the elements with the convenience of underground parking. Walkers will enjoy being steps to trails, botanical gardens, the Oshawa Golf Course, historic Parkwood Estates, and Lakeridge Health for your medical appointments. The building and grounds are meticulously maintained, with a beautiful lobby and fully equipped party room when extra space is needed. Minutes to the highway, and transit at your door step. Affordable maintenance fees include all utilities, cable television. See the virtual tour for a video walk through.

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agent
Angela Montano
(647) 283-2643
TypeCondo Apartment
StyleApartment
Approx. AgeNot available
Size1000-1199 sq. ft.
Maintenance Fees$883
LockerNone
BalconyOpen
ExposureEast
Parking TypeUnderground
Parking Spaces1
Parking FeaturesNone
Property Tax$2,788
Lot Size x
mls© NumberE13547176
Listed ByThe Nook Realty Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,508
Property tax
$232
Heat allowance
$150
Condo fees, half counted
$441
Housing costs
$3,331 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $97,980
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,062 / mo
Cash down
$97,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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