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New1 hour ago

197 East 12th Street

Inch Park, Hamilton

$589,900

Detached|1 1/2 Storey
3 | 2 | 4
About this home

This charming 1-storey home offers an abundance of finished living space, thoughtful updates, and exceptional versatility. The beautifully renovated kitchen and updated main bathroom bring a modern touch, while the functional layout features two bedrooms on the main floor and an oversized third bedroom upstairs, ideal as a spacious primary retreat, home office, or bonus family room. The finished basement features a separate entrance, an additional bedroom, and a kitchenette, offering excellent flexibility for extended family, guests, or in-law living. At the rear of the home, a fully enclosed sunroom with a hot tub hookup provides the perfect space to relax and entertain year-round. Outside, the spacious backyard offers plenty of room for children, pets, gardening, or summer gatherings. Beautifully maintained and full of character, this home is move-in ready while offering incredible potential to make it your own. Conveniently located close to schools, parks, shopping, transit, and major commuter routes, this is an opportunity you won't want to miss!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$4,235
Lot Size41 ft x 102 ft
mls© NumberX13692294
Listed ByROYAL LEPAGE STATE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,019
Property tax
$353
Heat allowance
$150
Housing costs
$3,522 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $117,980
25-yr amortization

Income needed

$108,000

gross annual household income

Payment at 4%
$2,482 / mo
Cash down
$117,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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