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Listed 21 days ago

312 East 12th Street

Hill Park, Hamilton

$649,900

Detached|2 1/2 Storey
6 | 3 | 3
About this home

Expansive 2.5-stry home in need of 'TLC' situated on a rare 75' x 108' property w/ 6+2 bdrms, 3 bathroms & 3 kitchens in Hamilton's desirable Hill Park neighbourhood - a community celebrated for its family-friendly atmosphere & unbeatable convenience on the Hamilton Mountain. This substantial residence offers 2573 sq ft above grade & exceptional versatility - ideal for large families, multi-generational living, or other opportunities. A charming covered front porch & updated front door open into a spacious foyer that sets the tone for the generous interior. The main lvl feat a bright liv rm w/ elegant cove ceil, a formal din rm perfect for gatherings, a multi-purpose den/flex space, & a well-sized kitch w/ sliding doors to the rear yard. Surfaced parking for 2 vehicles & an attached 1 car grg w/ convenient inside entry. The 2nd lvl offers 5 bdrms & a 4-pc bath. The 3rd lvl enhances the home's functionality with its own kitchen, dining area, bathroom, and bedroom. The f-fin bsmt continues the theme of space & potential, featuring a 3rd kitch, rec rm, 2 additional bdrms, a 3-pc bath, laundry, storage/utility space & more. Key updates incl lower roof shingles replaced in '25, upper roof shingles replaced in '15, & an updated furnace. Living in Hill Park means enjoying close proximity to excellent schools, parks, and recreation facilities. Everyday amenities, shopping, & dining are minutes away along Concession Street. Quick access to the LINC & major routes ensures an easy commute throughout Hamilton and beyond. A rare opportunity to secure significant square footage on a very large lot, flexibility, and location in one of Hamilton Mountain's most sought-after neighbourhoods.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size2500-3000 sq. ft.
Property Tax$5,060
Lot Size75 ft x 108 ft
mls© NumberX13618330
Listed ByROYAL LEPAGE STATE REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$422
Heat allowance
$150
Housing costs
$3,898 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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