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Listed 26 days ago

229 East 8th Street

Centremount, Hamilton

$659,950

Detached|Backsplit 4
3 | 2 | 2
About this home

Move in ready! Super-clean 4-level backsplit located in a highly convenient Hamilton Mountain neighbourhood. Pride of ownership is evident throughout this well-maintained home, offering a functional layout that's perfect for families. The spacious family room features a walkout to a neat and tidy backyard, providing a great space for relaxing or entertaining. Please note that half of single car garage is converted to a den with full functionality. Home has been thoughtfully updated, including windows ('03) furnace ('16), central air conditioning, roof ('09), and much more, offering peace of mind for years to come. Conveniently situated close to schools, parks, shopping, transit, and easy highway access, this is an excellent opportunity to own a move-in-ready home in a desirable location.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBacksplit 4
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$5,168
Lot Size25.05 ft x 127.21 ft
mls© NumberX13603164
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,378
Property tax
$431
Heat allowance
$150
Housing costs
$3,959 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $131,990
25-yr amortization

Income needed

$122,000

gross annual household income

Payment at 4%
$2,777 / mo
Cash down
$131,990

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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