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Listed 11 days ago

10 Pawling Street

438 - Port Dalhousie, St. Catharines

$2,450,000

Detached|3-Storey
5 | 7 | 6
About this home

Welcome to an exceptional custom-built residence in the heart of Port Dalhousie, offering over 6,000 sq. ft. of beautifully finished living space and a rare combination of luxury, versatility and income potential. Designed for today's evolving lifestyles, this impressive three-storey home features a sophisticated primary residence plus a fully self-contained 2-bedroom accessory suite, ideal for multigenerational living, extended family or rental income. The main home showcases soaring ceilings, expansive windows and thoughtfully designed spaces filled with natural light. A dramatic open staircase leads to the principal living level where the living and dining areas are anchored by a striking 3-sided fireplace. The chef-inspired kitchen offers exceptional space for cooking and entertaining, while a versatile room, currently used for wellness, features built-in shelving and an electric fireplace. Glass-enclosed terraces create a seamless extension of the living space. Upstairs, the primary suite offers a spa-inspired ensuite and generous walk-in closet, while additional bedrooms each feature walk-in closets and private ensuites. A laundry room and home office with terrace access complete the level. Adding tremendous value is the private main-floor 2-bedroom suite with its own entrance, kitchen, living area, baths and separate backyard. Currently rented for $2,650/month, it offers established income potential while maintaining privacy from the main residence. Separate outdoor spaces allow both living areas to enjoy their own backyards, making this an exceptional option for in-laws, adult children, guests or tenants. A finished basement provides even more flexible living space. Steps from the marina, dining, shops and Lake Ontario, this is a rare opportunity to enjoy the Port Dalhousie lifestyle with exceptional flexibility and investment potential. A distinctive property that adapts beautifully to changing family needs while offering the added advantage of income.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style3-Storey
Approx. Age0-5
Size5000 + sq. ft.
Property Tax$16,444
Lot Size58.48 ft x 80 ft
mls© NumberX13672918
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$12,540
Property tax
$1,370
Heat allowance
$150
Housing costs
$14,061 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $490,000
25-yr amortization

Income needed

$433,000

gross annual household income

Payment at 4%
$10,310 / mo
Cash down
$490,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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