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438 - Port Dalhousie, St. Catharines
$2,450,000
Welcome to an exceptional custom-built residence in the heart of Port Dalhousie, offering over 6,000 sq. ft. of beautifully finished living space and a rare combination of luxury, versatility and income potential. Designed for today's evolving lifestyles, this impressive three-storey home features a sophisticated primary residence plus a fully self-contained 2-bedroom accessory suite, ideal for multigenerational living, extended family or rental income. The main home showcases soaring ceilings, expansive windows and thoughtfully designed spaces filled with natural light. A dramatic open staircase leads to the principal living level where the living and dining areas are anchored by a striking 3-sided fireplace. The chef-inspired kitchen offers exceptional space for cooking and entertaining, while a versatile room, currently used for wellness, features built-in shelving and an electric fireplace. Glass-enclosed terraces create a seamless extension of the living space. Upstairs, the primary suite offers a spa-inspired ensuite and generous walk-in closet, while additional bedrooms each feature walk-in closets and private ensuites. A laundry room and home office with terrace access complete the level. Adding tremendous value is the private main-floor 2-bedroom suite with its own entrance, kitchen, living area, baths and separate backyard. Currently rented for $2,650/month, it offers established income potential while maintaining privacy from the main residence. Separate outdoor spaces allow both living areas to enjoy their own backyards, making this an exceptional option for in-laws, adult children, guests or tenants. A finished basement provides even more flexible living space. Steps from the marina, dining, shops and Lake Ontario, this is a rare opportunity to enjoy the Port Dalhousie lifestyle with exceptional flexibility and investment potential. A distinctive property that adapts beautifully to changing family needs while offering the added advantage of income.
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| Type | Detached |
| Style | 3-Storey |
| Approx. Age | 0-5 |
| Size | 5000 + sq. ft. |
| Property Tax | $16,444 |
| Lot Size | 58.48 ft x 80 ft |
| mls© Number | X13672918 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $12,540
- Property tax
- $1,370
- Heat allowance
- $150
- Housing costs
- $14,061 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$433,000
gross annual household income
- Payment at 4%
- $10,310 / mo
- Cash down
- $490,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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