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Price Change$819,000

40 Main Street

438 - Port Dalhousie, St. Catharines

$779,000

Detached|2-Storey
3 | 2 | 2
About this home

Welcome to 40 Main St. in the heart of Port Dalhousie. This beautifully restored 3-bedroom historic home blends timeless charm with thoughtful modern updates, set on a generous landscaped lot just steps to shops, restaurants, marina, and the beach.A classic front porch welcomes you and sets the tone for village living. Inside, the open-concept living and dining rooms are filled with natural light and showcase gleaming hardwood floors, lovingly restored period wood trim, high ceilings, and a striking original staircase that anchors the space with historic character. The fully renovated kitchen is designed for both everyday living and entertaining, featuring stone countertops, stainless steel appliances, ample cabinetry, and a large island that serves as a natural gathering place. Step out from the kitchen to a rear porch overlooking a private backyard with mature landscaping-perfect for relaxing or hosting guests. Upstairs, the spacious primary bedroom features a large picture window and 2 generous closets. Two additional well-proportioned bedrooms offer flexibility for family, guests, or home office. The updated main bathroom blends modern finishes with classic appeal. The lower level offers high ceilings and a separate entrance, providing excellent potential for future living space. Enjoy the unmatched Port Dalhousie lifestyle with walkability, beach, marina, cafés, community events, and quick highway access. A rare opportunity in one of Niagara's most sought-after neighbourhoods.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$4,650
Lot Size32.16 ft x 164.69 ft
mls© NumberX13556488
Listed BySAGE REAL ESTATE LIMITED

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,987
Property tax
$388
Heat allowance
$150
Housing costs
$4,525 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,800
25-yr amortization

Income needed

$139,000

gross annual household income

Payment at 4%
$3,278 / mo
Cash down
$155,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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