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Listed 5 months ago

37 Lock Street

438 - Port Dalhousie, St. Catharines

$624,900

Detached|Bungalow
2 | 1 | 0
About this home

Welcome to 37 Lock Street, nestled in historic Port Dalhousie! Start your morning in the cozy front sitting room, soaking in spectacular views of Lake Ontario while enjoying a peaceful cup of coffee or logging into your first meeting of the day. Located just steps from Lakeside Park, the beach, Port Dalhousie Marina, the Port Pier, and a vibrant array of world-class shops and restaurants, this location truly cant be beat.This charming, cottage-like 2-bedroom, 1-bathroom home has been fully updated from top to bottom. Bright, warm finishes and an abundance of natural light create a welcoming and stylish atmosphere throughout. At the heart of the home is a spacious kitchen island that anchors the open-concept layout perfect for casual dining and effortless entertaining. Step directly from the main living area into the backyard, ideal for summer BBQs and gatherings with family and friends. Additional features include: Full interior waterproofing, Professional insulation upgrade, Modern vinyl windows and new front door, Sump pump with backup system, Approval in place for driveway installation, and much more. Whether you are looking for a year-round residence, AirB&B opportunity, or a weekend retreat, 37 Lock Street offers comfort, charm, and unbeatable access to the best of lakeside living.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,802
Lot Size26.5 ft x 104.28 ft
mls© NumberX12910594
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,199
Property tax
$317
Heat allowance
$150
Housing costs
$3,665 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $124,980
25-yr amortization

Income needed

$113,000

gross annual household income

Payment at 4%
$2,630 / mo
Cash down
$124,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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