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Price Change$899,000

4 Mackie Street

438 - Port Dalhousie, St. Catharines

$875,000

Detached|Bungalow
3 | 2 | 6
About this home

Welcome to 4 Mackie St. in St. Catharines, a spacious bungalow in the heart of charming Port Dalhousie, offering over 1600 square feet of comfortable main floor living, plus a large partially finished basement with so much potential. This well-maintained home features 3 bedrooms and 2 bathrooms on the main level, with a thoughtful layout that includes both a bright front living room, and a cozy back family room-perfect for growing families and entertaining alike. Step outside to your private backyard retreat, complete with an inground concrete pool, hot tub, and fully fenced yard, ideal for summer gatherings and relaxing evenings. You can walk to Lake Ontario in just a few minutes. Recent upgrades provide peace of mind, including the electrical panel (2018), furnace and a/c (2020), fence (2023), hot water tank (2025).This is a rare opportunity to own a spacious bungalow in one of the best neighbourhoods in St. Catharines, close to parks, trails, beaches, and all the amenities that make Port Dalhousie so special!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$6,478
Lot Size76.6 ft x 100 ft
mls© NumberX13169732
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,479
Property tax
$540
Heat allowance
$150
Housing costs
$5,169 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $175,000
25-yr amortization

Income needed

$159,000

gross annual household income

Payment at 4%
$3,682 / mo
Cash down
$175,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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