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Listed 1 month ago

12 - 70 Highgate Drive

Stoney Creek Mountain, Hamilton

$685,900

Freehold Townhouse|2-Storey
3 | 3 | 2 | 0
About this home

Stunning move-in ready freehold townhouse in desirable Stoney Creek featuring a spacious three-bedroom layout plus an upper-level loft perfect for home office. The home is highlighted by beautiful finishes throughout, including hardwood flooring throughout, a floating oak staircase, and a bright, open-concept main floor. The gourmet white kitchen is equipped with stainless steel appliances, granite countertops, a stylish tile backsplash with under cabinet lighting, and a breakfast bar. The living area flows seamlessly to a fully fenced backyard, perfect for outdoor relaxation. The large bright primary suite serves as a true retreat with a walk-in closet and a renovated three-piece ensuite. The finished basement adds significant value with hardwood floors, a beautiful electric fireplace set against a decorative stone wall, an oversized window, and a dedicated laundry area. Additional features include an interior garage entry, ample storage, and a convenient $95/month POTL fee. Please note that the Listing Agent is related to the seller.

Extras

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agent
Angela Montano
(647) 283-2643
TypeAtt/Row/Townhouse
Style2-Storey
Approx. Age6-15
Size1100-1500 sq. ft.
Property Tax$4,498
mls© NumberX13561820
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,511
Property tax
$375
Heat allowance
$150
Housing costs
$4,036 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $137,180
25-yr amortization

Income needed

$124,000

gross annual household income

Payment at 4%
$2,886 / mo
Cash down
$137,180

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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