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New1 day ago

42 Hillgarden Drive

Stoney Creek Mountain, Hamilton

$929,900

Detached|2-Storey
4 | 3 | 6
About this home

From the moment you arrive, the incredible pride of ownership shines through in this meticulously maintained, 4-bedroom family haven. Offered by its original owner, this home has been filled with love and care from day one-and it's completely ready for your family's next chapter. Step inside to a beautifully bright and welcoming layout designed for effortless everyday living and joyful entertaining. The heart of the home features a sunlit eat-in kitchen complete with generous cabinetry and ample granite counter space, making busy school mornings a breeze and casual weekend breakfasts a delight. Host unforgettable holiday dinners in the elegant formal dining room, then retreat to the cozy family room to unwind and share stories at the end of the day. For ultimate everyday convenience, you'll love the main-floor laundry room and the seamless inside entry from your double attached garage. Upstairs, the open staircase creates a beautiful architectural feature, keeping the entire home feeling connected and airy. You will find four peaceful, spacious bedrooms, including a generous primary retreat designed as your private oasis, complete with a walk-in closet and a dedicated 5- Piece ensuite bath. The Unfinished Spacious & High Basement is a blank canvas awaiting your imagination. Step out into your fully fenced backyard-a private, secure sanctuary where kids and pets can freely play, summer barbecues can come alive, and you can enjoy peaceful morning coffees in the sunshine. Nestled in a highly sought-after, established Stoney Creek community, you are just minutes away from top-rated schools, beautiful local parks, and all your everyday amenities. This isn't just a house; it's the place your family will call home for years to come.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$6,689
Lot Size43.28 ft x 106.86 ft
mls© NumberX13688728
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,760
Property tax
$557
Heat allowance
$150
Housing costs
$5,467 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $185,980
25-yr amortization

Income needed

$168,000

gross annual household income

Payment at 4%
$3,913 / mo
Cash down
$185,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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