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Ancaster, Hamilton
$1,250,000
Nothing left to do. Renovated with no expense spared, offering nearly 2,500 sq ft of finished living space in downtown Ancaster. Every original mechanical system has been replaced: wiring & panel (2019), plumbing (2019), many new windows (2019), central air (2019), roof (2020). True plaster walls, stuccoed exterior, carpet-free (except stair runner). Front entry opens to a bright open-concept living/dining/kitchen anchored by a spectacular island and cozy gas fireplace. Sun room leads to the deck, stepping down to a stone patio with a 2021 hot tub under a covered gazebo. Two bedrooms on the main floor including a primary suite with spa-inspired ensuite, plus powder room with laundry tucked away. Hunter Douglas blinds, motorized in bedrooms. Finished lower level adds a full bath and generous living space - rec room, gym or home office - with a split back entrance. Insulated garage with epoxy floors and direct house/side-yard entry, plus a detached insulated workshop with hydro. The Ancaster Radial Trail is at your doorstep, linking to the Hamilton-Brantford Rail Trail and the Trans Canada Trail network. Walk to shops, cafés and restaurants. Owned hot water tank. Furnace 2008.
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,764 |
| Lot Size | 50 ft x 105.76 ft |
| mls© Number | X13560552 |
| Listed By | ROYAL LEPAGE REALTY PLUS OAKVILLE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,398
- Property tax
- $480
- Heat allowance
- $150
- Housing costs
- $7,028 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$216,000
gross annual household income
- Payment at 4%
- $5,260 / mo
- Cash down
- $250,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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