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Listed 29 days ago

114 Reding Road

Ancaster, Hamilton

$4,150,000

Detached|2-Storey
5 | 6 | 12
About this home

Modern prairie-style architecture in the heart of historic Ancaster. This recently completed two-storey custom house, features 5 bedrooms, 5+1 bathrooms with heated floors, a luxurious primary suite with a walk-through closet, and a main floor guest/in-law suite. Perfect for any culinary enthusiast, the gourmet kitchen includes a spacious waterfall quartz island, high-end appliances, two dishwashers, and a butler's pantry. This contemporary property offers two laundry rooms, three gas fireplaces, a cedar sauna, a heated salt water 32'x16' rectangular pool, and professionally designed gardens backing on Mansfield Park. There are integrated ceiling speakers, alarm system, security cameras, and whole house Cat6 wired network. Electrolux wine cooler in butler's pantry is a convenient luxury, as well as central vacuum, towel warmers and heated floors in all bathrooms. Large expanses of glass and an open floor plan allow for enjoyable circulation and a tranquil connection to nature throughout the house. Walking distance to restaurants, arts centre, scenic Ancaster Mill, Dundas Valley conservation area, and hiking trails, renowned Hamilton Golf and Country Club, all-season tennis courts, library, shopping, schools, and other amenities. Close proximity to McMaster University and major highways.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age0-5
Size3500-5000 sq. ft.
Property Tax$19,737
Lot Size177 ft x 115 ft
mls© NumberX13590374
Listed ByHOMELIFE LANDMARK REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$21,242
Property tax
$1,645
Heat allowance
$150
Housing costs
$23,036 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $830,000
25-yr amortization

Income needed

$709,000

gross annual household income

Payment at 4%
$17,464 / mo
Cash down
$830,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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