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Listed 2 months ago

38 Utter Place

Stoney Creek Mountain, Hamilton

$728,000

Freehold Townhouse|3-Storey
3 | 3 | 3
About this home

MOVE - IN READY! This stunning freehold (no monthly fees) 3-storey townhome offers the perfect blend of space, style, convenience and parking for up to 3 vehicles! With 1,734 sq. ft. of thoughtfully designed living space, this beautifully maintained home features 3 bedrooms plus a versatile den, spacious principal rooms, modern finishes and large windows offering tons of natural light. Enjoy the quality and durability of wide plank, luxury vinyl flooring, custom roller shade "Zebra" blinds throughout, pot lights, lots of cupboard space and much more! The impressive oversized outdoor living deck provides the perfect setting for entertaining guests, relaxing after a long day, or enjoying your morning coffee. Ideally located in Stoney Creek, you will enjoy being just minutes from excellent schools, parks, shopping, restaurants, golf courses, and everyday amenities. Outdoor enthusiasts will appreciate the close proximity to the Bruce Trail and Hamilton's world-renowned waterfalls, offering endless opportunities for hiking, cycling, and exploring nature. Commuters will love the easy access to GO Transit, Centennial GO Station, Highway 403, the QEW, and the Red Hill Valley Parkway, making travel throughout Hamilton and the GTA seamless. Whether you're a first-time buyer, growing family, or busy professional, this exceptional freehold townhome delivers the lifestyle you've been looking for. Don't miss your opportunity to call this fantastic property home!

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agent
Angela Montano
(647) 283-2643
TypeAtt/Row/Townhouse
Style3-Storey
Approx. Age0-5
Size1500-2000 sq. ft.
Property Tax$4,914
Lot Size20.01 ft x 92.16 ft
mls© NumberX13495570
Listed ByREMAX YOUR COMMUNITY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,726
Property tax
$410
Heat allowance
$150
Housing costs
$4,286 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $145,600
25-yr amortization

Income needed

$132,000

gross annual household income

Payment at 4%
$3,064 / mo
Cash down
$145,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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