| Common Elements Included | |
| Building Insurance Included | |
| Parking Included |
Price Change$399,000
203 - 85 Spruce Street N
, Cambridge
$359,000
Condo Apartment |
2 | 2 | 1 | 1
About this home
Welcome to Spruce Street Lofts, where industrial heritage meets modern style in the heart of East Galt. This spacious 947 square foot loft blends original character, andboasts a two bedroom, two bathroom set up, with loft vibes accentuated by exposed brick, soaring ceilings, and oversized windows, the contemporary finishes for a truly one-of-a-kind living experience. Steps from the Grand River, the Gaslight District, cafés, shops, trails, and parks, this location offers both urban walkability and naturalbeauty.Residents enjoy secure entry, a fitness centre, party room, parking, and storage. With its generous floorplan, unique charm, and unbeatable location, this unit isperfect for professionals, downsizers, or investors looking for something special in Cambridge.Historic charm meets Modern comfort, with Downtown convenience. Welcomehome to 203- 85 Spruce Street!
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | 16-30 |
| Size | 900-999 sq. ft. |
| Maintenance Fees | $819 |
| Locker | Exclusive |
| Balcony | Open |
| Exposure | South West |
| Parking Type | Attached |
| Parking Spaces | 1 |
| Parking Features | Inside Entry, Private |
| Property Tax | $3,085 |
| mls© Number | X13487762 |
| Listed By | MICHAEL ST.JEAN REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,838
- Property tax
- $257
- Heat allowance
- $150
- Condo fees, half counted
- $409
- Housing costs
- $2,654 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $71,800
25-yr amortization
Income needed
$82,000
gross annual household income
- Payment at 4%
- $1,511 / mo
- Cash down
- $71,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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