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Listed 20 days ago

15 Shade Street

, Cambridge

$629,000

Detached|2-Storey
3 | 3 | 3
About this home

Imagine mornings on Main Street, coffee in hand, downtown Galt's heritage streetscape waking up around you: this is the life this home puts at your doorstep. Beautifully renovated top to bottom, this 3-bedroom, 3-bathroom brick two-storey pairs timeless character with brand-new comfort, from a fresh 2026 kitchen built for gathering to updated washrooms and a new roof and fascia overhead. Climb to the finished attic and find the space you've been missing, whether that's a home office, a studio, or a quiet retreat all your own. Three parking spots in the downtown core is a rarity worth celebrating on its own. Walk to the Grand River, the Gaslight District's restaurants and nightlife, and everything Main Street has to offer, with an elementary school just 5 minutes away for downtown living without giving up on community. A 96 Walk Score says it best: leave the car behind and start living where the city comes alive.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,327
Lot Size89.7 ft x 50.5 ft
mls© NumberX13619538
Listed ByROYAL LEPAGE VISION REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,220
Property tax
$277
Heat allowance
$150
Housing costs
$3,647 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $125,800
25-yr amortization

Income needed

$112,000

gross annual household income

Payment at 4%
$2,647 / mo
Cash down
$125,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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