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Listed 2 months ago

18 Pearl Street S

Strathcona, Hamilton

$519,900

Semi-Detached |Bungalow
2 | 1 | 2
About this home

Semi-detached bungalow on a quiet street one block east of Locke, walkable to everything that makes this neighbourhood worth living in. Above-grade living space of 1,025 sq ft with hardwood floors throughout, no carpet anywhere. Living room features an exposed brick wall and two skylights that bring in natural lightyear-round. Separate dining room. Kitchen with ample cabinetry. Two bedrooms on the main floor; one with walkout to a private back deck. Full 4-piece bath. Main floor laundry. New metal roof installed in 2021. New gate in 2025. Side parking for 2cars. Fully fenced backyard with a deck, easy to maintain, easy to enjoy. Partial unfinished lower level for storage and furnace. Steps to Locke Street shops and restaurants, transit, parks, downtown and quick highway access. A well-maintained,character-filled home in one of Hamilton's most walkable west-end neighbourhoods.

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agent
Angela Montano
(647) 283-2643
TypeSemi-Detached
StyleBungalow
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$4,968
Lot Size36.92 ft x 66 ft
mls© NumberX13450992
Listed BySUTTON GROUP INNOVATIVE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,661
Property tax
$414
Heat allowance
$150
Housing costs
$3,225 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $103,980
25-yr amortization

Income needed

$99,000

gross annual household income

Payment at 4%
$2,188 / mo
Cash down
$103,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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