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Listed 2 months ago

304 Stone Church Road W

Gourley, Hamilton

$1,179,999

Detached|2-Storey
6 | 3 | 8
About this home

A rare opportunity to own two homes in one. Welcome to 304 Stone Church Road W., Hamilton. Properties like this don't come along often.Offering over 3,000 sq. ft. of above-grade living space on a beautifully landscaped 91' x 163' lot (0.34 acres), this home provides plenty of spacefor growing families, multi-generational living, or anyone looking for room to spread out. The main home features 4+1 bedrooms and 2bathrooms. A welcoming front entrance leads into the living and dining areas, which flow into the kitchen, making it a great space for everydayliving and entertaining. The fully renovated above-grade in-law suite offers a large bedroom, a full bathroom, private laundry, and its own deck.Whether you're accommodating family, creating a work-from-home space, or generating extra income, this space offers plenty of options. Stepoutside and enjoy the private, fully fenced backyard complete with a deck, patio, and mature trees. The large lot offers exceptional privacy and apeaceful setting that feels far removed from the city. There is also plenty of parking and outdoor space for family gatherings, gardening, orsimply enjoying the outdoors. Located close to parks, walking trails, schools, shopping, and everyday amenities, this home offers an excellentbalance of convenience and privacy. Easy access to major highways and nearby Ancaster makes commuting simple while keeping you close toeverything you need. A unique property with the space, privacy, and possibilities that are rarely found within the city.**INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$6,961
Lot Size91 ft x 163.5 ft
mls© NumberX13416374
Listed ByVoortman Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,040
Property tax
$580
Heat allowance
$150
Housing costs
$6,770 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $236,000
25-yr amortization

Income needed

$208,000

gross annual household income

Payment at 4%
$4,966 / mo
Cash down
$236,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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