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Southam, Hamilton
$665,000
Welcome to this beautifully upgraded and meticulously maintained 4+2 bedroom detached home, offering the perfect blend of comfort, style, and versatility for families, multi-generational living or investors. Ideally located within walking distance to Mohawk College and St. Joseph's Healthcare Hamilton, this exceptional property combines everyday convenience with outstanding long-term value.Designed for flexible living, the home features a fully finished basement with a separate side entrance ideal for an in-law suite or excellent income-generating rental potential. Thoughtfully updated throughout, the property includes energy-efficient windows (2020), a 200-amp electrical panel upgrade (2020) with two separate hydro meters, a newly renovated basement (2026), modern appliances and kitchen cabinets(2025), furnace and A/C (2016), and roof shingles (2019).This true turn-key opportunity is located in one of Hamilton's most desirable and high-demand neighborhoods. Simply move in and enjoy
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,252 |
| Lot Size | 46 ft x 95 ft |
| mls© Number | X13139000 |
| Listed By | THE CANADIAN HOME REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,404
- Property tax
- $354
- Heat allowance
- $150
- Housing costs
- $3,908 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$120,000
gross annual household income
- Payment at 4%
- $2,798 / mo
- Cash down
- $133,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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