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Listed 13 days ago

408 - 41 Ferndale Drive S

Ardagh, Barrie

$419,000

Condo Apartment |
2 | 1 | 1 | 0
About this home

Top floor. Tree top/ park views. No neighbours above, none to one side. The elevators are steps away and the terrace is full-sized. Units like this don't come up often - not in this complex, not with these sightlines over Bear Creek Eco Park. Nearly 1,000 square feet of space that actually feels like a home. The kind of place you want to come back to at the end of the day and aren't shy about showing off. A full-sized tiled foyer with double closets sets the tone. The great room combines living, dining, and a galley kitchen - all of it spilling out to the terrace, warm laminate underfoot, complete trim work, textured ceilings, and Bear Creek framed in every window. The galley kitchen is highly functional - equally capable of a quick lunch or a proper dinner party. Down the hall, past the ensuite laundry, the principal bedroom fits a king with room for a dresser and double closets to spare. The second bedroom is genuinely sizeable - office, craft room, or guest room with a double closet, it works. The bathroom is warm and accessible, featuring an easy step-over shower, a large vanity, and real room to move. Out back, the complex opens onto Bear Creek Eco Park - walking trails, nature, and quiet. Out front, A large outdoor area with playground and sitting spaces sits within the grounds. Parking included. Ample visitor parking for guests. Barrie at your door. A taste of Muskoka out every window.

Extras

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Got questions?

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agent
Angela Montano
(647) 283-2643
TypeCondo Apartment
StyleMulti-Level
Approx. AgeNot available
Size900-999 sq. ft.
Maintenance Fees$512
LockerNone
BalconyOpen
ExposureEast
Parking TypeUnderground
Parking Spaces1
Parking FeaturesNone
Property Tax$3,625
mls© NumberS13610096
Listed ByRE/MAX REALTY SPECIALISTS INC.
Building Insurance Included
Common Elements Included
Water Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,145
Property tax
$302
Heat allowance
$150
Condo fees, half counted
$256
Housing costs
$2,853 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $83,800
25-yr amortization

Income needed

$88,000

gross annual household income

Payment at 4%
$1,763 / mo
Cash down
$83,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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