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Listed 25 days ago

52 Summerset Drive

Ardagh, Barrie

$949,000

Detached|Backsplit 4
3 | 2 | 4
About this home

SUMMERTIME STUNNER! This beautifully renovated 4-level backsplit with timeless finishes is sure to make you say "wow" from the moment you walk through the door. The private backyard oasis makes summer entertaining effortless with an inground saltwater pool, expansive patio and deck areas built for barbecue dinners, s'mores with the kids around the fire table, karaoke by the pool or a quiet evening nap in the hammock. When winter arrives, the lower-level living room offers a cozy place to curl up by the stone fireplace and enjoy a movie night at home. Nearly 2,100 finished square feet are arranged across a layout defined by soaring ceilings, open sightlines and a wrought-iron staircase. The kitchen features white cabinetry topped with crown moulding, granite countertops, a travertine tile backsplash, stainless steel appliances, a built-in wine rack and a centre island, while the adjacent breakfast area offers a walkout overlooking the pool. A separate formal dining room can remain a dedicated dining space or become an additional main-floor living area, depending on how you choose to use it. Hardwood flooring extends throughout the main and upper levels, complemented by solid oak stairs, three bedrooms, two full bathrooms and a spacious laundry room with extensive cabinetry, a beverage station and direct access to the backyard. The timeless brick exterior is framed by landscaped gardens, an irrigation system and an attached double garage, while newer shingles, furnace and pool components, including the Raypak pool heater and salt cell, along with an owned hot water tank, add to the long list of updates.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBacksplit 4
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$5,855
Lot Size59.7 ft x 97.99 ft
mls© NumberS13567478
Listed ByRE/MAX HALLMARK PEGGY HILL GROUP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,857
Property tax
$488
Heat allowance
$150
Housing costs
$5,495 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $189,800
25-yr amortization

Income needed

$169,000

gross annual household income

Payment at 4%
$3,994 / mo
Cash down
$189,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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