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Ardagh, Barrie
$900,000
Welcome to 132 James Street, perfectly situated in Barrie's highly sought-after Ardagh Bluffs-a true family-friendly neighbourhood known for its quiet streets, excellent schools, parks, and endless walking trails. This is the kind of community where kids ride bikes, neighbours connect, and everything you need is just minutes away.Offering over 2,700 sq. ft. of finished living space, this spacious home is ideal for growing families and those who love to entertain. The main level features a bright living and dining room with hardwood flooring, along with a warm and inviting family room complete with a cozy gas fireplace. The eat-in kitchen is the heart of the home and opens directly to your private backyard oasis. Step outside and discover the highlight of this property - a huge in-ground pool, perfect for hosting friends and family, summer BBQs, birthday parties, or simply relaxing on warm days. This backyard is designed for creating memories and enjoying the best of outdoor living.Upstairs, you'll find four generously sized bedrooms, all with hardwood flooring. The primary suite offers a walk-in closet and a private 4-piece ensuite, providing a comfortable retreat at the end of the day. The fully finished lower level adds incredible flexibility with an additional bedroom, a 4-piece bathroom, a large recreation/games area, and a second family room with a fireplace - an ideal setup for an in-law suite, teens, or extended family.The location is exceptional. Families will love the short 5-minute walk to Ferndale Woods Elementary School, along with nearby parks, playgrounds, and scenic walking trails. Everyday conveniences such as Zehrs, the community centre, pharmacy, coffee shops, and banks are all close by. For commuters, quick access to Hwy 400 makes travel effortless, while Highways 26 and 90 put you on the gateway to recreation, golf courses, and beautiful beaches.More than just a home - it's a lifestyle in one of Barrie's best family neighbourhoods!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 16-30 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $5,534 |
| Lot Size | 53.9 ft x 113.6 ft |
| mls© Number | S13588494 |
| Listed By | KELLER WILLIAMS EXPERIENCE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,607
- Property tax
- $461
- Heat allowance
- $150
- Housing costs
- $5,218 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$161,000
gross annual household income
- Payment at 4%
- $3,787 / mo
- Cash down
- $180,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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