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Listed 19 days ago

132 James Street

Ardagh, Barrie

$900,000

Detached|2-Storey
4 | 3 | 5
About this home

Welcome to 132 James Street, perfectly situated in Barrie's highly sought-after Ardagh Bluffs-a true family-friendly neighbourhood known for its quiet streets, excellent schools, parks, and endless walking trails. This is the kind of community where kids ride bikes, neighbours connect, and everything you need is just minutes away.Offering over 2,700 sq. ft. of finished living space, this spacious home is ideal for growing families and those who love to entertain. The main level features a bright living and dining room with hardwood flooring, along with a warm and inviting family room complete with a cozy gas fireplace. The eat-in kitchen is the heart of the home and opens directly to your private backyard oasis. Step outside and discover the highlight of this property - a huge in-ground pool, perfect for hosting friends and family, summer BBQs, birthday parties, or simply relaxing on warm days. This backyard is designed for creating memories and enjoying the best of outdoor living.Upstairs, you'll find four generously sized bedrooms, all with hardwood flooring. The primary suite offers a walk-in closet and a private 4-piece ensuite, providing a comfortable retreat at the end of the day. The fully finished lower level adds incredible flexibility with an additional bedroom, a 4-piece bathroom, a large recreation/games area, and a second family room with a fireplace - an ideal setup for an in-law suite, teens, or extended family.The location is exceptional. Families will love the short 5-minute walk to Ferndale Woods Elementary School, along with nearby parks, playgrounds, and scenic walking trails. Everyday conveniences such as Zehrs, the community centre, pharmacy, coffee shops, and banks are all close by. For commuters, quick access to Hwy 400 makes travel effortless, while Highways 26 and 90 put you on the gateway to recreation, golf courses, and beautiful beaches.More than just a home - it's a lifestyle in one of Barrie's best family neighbourhoods!

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$5,534
Lot Size53.9 ft x 113.6 ft
mls© NumberS13588494
Listed ByKELLER WILLIAMS EXPERIENCE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,607
Property tax
$461
Heat allowance
$150
Housing costs
$5,218 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $180,000
25-yr amortization

Income needed

$161,000

gross annual household income

Payment at 4%
$3,787 / mo
Cash down
$180,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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