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Keswick South, Georgina
$1,098,000
Commanding channel views & spectacular western exposure set the stage for this architecturally distinct wraparound bungalow on an almost half-acre lot. From shores to stores, life is easier here. Enjoy 235 feet of shoreline & direct access to Lake Simcoe, all while being within walking distance to shops, restaurants, groceries, & everyday amenities. Perfectly positioned to capture the beauty of its surroundings, large windows & multiple walk-outs blur the line between indoor & outdoor living. Wake up to peaceful channel views from all three bedrooms, enjoy ever-changing water views from the principal living spaces, & take in breathtaking sunsets. The primary retreat features a beautifully renovated 5-pc ensuite & custom built-in wardrobes. Two additional bedrooms offer direct access to the sunroom & peaceful water views. Designed for convenient single-level living, the home features many recent updates in 2025 including flooring, fresh paint throughout, renovated bathrooms, & updated lighting. The incredible screened-in sunroom is the perfect place to relax, entertain, enjoy your morning coffee, or unwind at the end of the day while taking in the surrounding waterfront setting. The registered one-bed apartment with separate entrance offers excellent potential for rental income, multi-generational living, extended family, or guests. Complete with its own private deck & sitting area, it provides privacy & versatility for a variety of living arrangements. A dedicated office space with direct access to the garage provides additional flexibility for those working from home. An unfinished second-storey bonus room offers exciting future expansion potential, w/the possibility to create additional living space along w/a private outdoor deck & stair access. The partial basement & poured concrete crawlspace beneath the addition provide an abundance of storage space. Where waterfront living, spectacular sunsets, & everyday convenience come together in one truly unique property.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $6,302 |
| Lot Size | 44.46 ft x 167.16 ft |
| mls© Number | N13632680 |
| Listed By | LPT REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,620
- Property tax
- $525
- Heat allowance
- $150
- Housing costs
- $6,295 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$194,000
gross annual household income
- Payment at 4%
- $4,621 / mo
- Cash down
- $219,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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