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Listed 1 month ago

158 Beach Road

Keswick North, Georgina

$799,000

Detached|Bungalow-Raised
3 | 2 | 6
About this home

Welcome to 158 Beach Road, a versatile property offering incredible value, income potential, and a sought-after Lake Simcoe lifestyle. Featuring a legal basement apartment with a separate entrance and separate hydro meters, this home is ideal for investors, first-time buyers looking to offset their mortgage, or multi-generational families seeking flexible living arrangements. Recent exterior upgrades provide peace of mind and excellent curb appeal, including a full stucco exterior finish (2025), new front porch (2025), new bay window (2025), and added insulation for improved energy efficiency. Enjoy outdoor living in the fully fenced backyard, perfect for children, pets, and entertaining. As an added bonus, residents enjoy private beach access to Lake Simcoe, offering endless opportunities for swimming, boating, and enjoying the waterfront lifestyle. Whether you're looking to generate rental income, live in one unit and rent the other, or add a solid investment property to your portfolio, 158 Beach Road offers flexibility, modern updates, and an unbeatable location near the lake.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow-Raised
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,646
Lot Size50.02 ft x 142.8 ft
mls© NumberN13493678
Listed ByVALERY REAL ESTATE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$387
Heat allowance
$150
Housing costs
$4,627 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$142,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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