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Centennial, Oshawa
$1,099,000
Exceptional turnkey investment opportunity with outstanding income potential! This extensively updated property offers incredible flexibility for investors, multi-generational families, or those seeking a mortgage helper. The upper level features 6 spacious bedrooms and 3 full bathrooms, providing ample living space for large or extended families. The fully finished lower level includes 3 additional bedrooms, 1 full bathroom, a kitchen, and a separate entrance, offering excellent in-law or income potential (buyer to verify permitted use). Major updates include a new furnace (2025) and central air conditioning (2025), providing added comfort and peace of mind. A rare highlight is the massive driveway with parking for up to 8-9 vehicles, an exceptional feature seldom found in residential properties. The oversized detached garage offers abundant storage, workshop space, or future potential. Ideally located close to shopping, restaurants, parks, public transit, major highways, and Beau Valley Public School. Whether you're looking to expand your investment portfolio or secure a spacious home with exceptional income potential, this versatile property is one you don't want to miss.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 51-99 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $6,037 |
| Lot Size | 60 ft x 152 ft |
| mls© Number | E13611242 |
| Listed By | RE/MAX TWIN CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,625
- Property tax
- $503
- Heat allowance
- $150
- Housing costs
- $6,278 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$193,000
gross annual household income
- Payment at 4%
- $4,625 / mo
- Cash down
- $219,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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