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Listed 16 days ago

47 Churchill Avenue

Centennial, Oshawa

$789,900

Detached|Bungalow
3 | 2 | 13
About this home

Welcome home to 47 Churchill Ave., a charming and cozy bungalow tucked away on a quiet cul-de-sac in a desirable pocket of the Centennial neighbourhood, situated on a spacious corner lot with incredible potential for families, investors, or multi-generational living! This well-maintained 3 bedroom, 2 bathroom home offers original hardwood flooring throughout the upper level and a warm, inviting layout full of character. While the home has a more classic interior, it has been lovingly cared for by the same owner for 40 years and provides the perfect opportunity to move in, renovate over time, or customize to your taste. Outside, you will find standout features rarely offered together: an inground pool, two separate driveways and two garages (one attached and one detached); providing ample parking, storage and workshop space. The separate entrance adds excellent flexibility and along with the two driveways, creates strong potential for a future in-law suite or second unit setup, making this property an attractive investment opportunity. Conveniently located close to schools, parks, shopping, transit and amenities, the property combines comfort, functionality and long-term potential in an established Oshawa neighbourhood!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,747
Lot Size80 ft x 99.64 ft
mls© NumberE13585220
Listed ByRight At Home Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,043
Property tax
$479
Heat allowance
$150
Housing costs
$4,672 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $157,980
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,324 / mo
Cash down
$157,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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