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Listed 13 days ago

113 Pontiac Avenue

Centennial, Oshawa

$749,000

Detached|Bungalow
3 | 4 | 5
About this home

Stunning TWO (2) unit basement with 3+2 bedroom, 4-bath detached bungalow in the heart of Oshawa is a true masterpiece! Recently fully renovated in 2026, this home boasts high-end finishes throughout,TURN KEY Property with endless possibilities for Investors, 1st time buyers & upgrade from condo to Freehold. Recently Renovated 3+2 Bedroom with Separate entrance. High Rental Income-very less monthly Mortgage payments. Located in heart of Oshawa North. Just 3.5km from Ontario Tech University. Potential Tenant available year around who willing to maximize rent.The Spacious bedrooms are bathed in natural light, offering ample space for the whole family. The bathrooms are equally impressive, with premium tiles, quartz counters and high-end vanities adding a touch of luxury to your daily routine.Massive 52 X 144 Ft Lot. Enjoy huge backyard perfect for entertaining or family fun. Located in a family-friendly neighbourhood. Step outside to enjoy freshly painted wood built deck overlooking a large & deep lot ideal for outdoor entertaining and relaxation.Exquisite eat in kitchen with granite countertops Open concept living and dining rooms with crown mouldings. 3 well appointed bedrooms on main level & beautifully renovated two (2) full washroom hardwood floors & crown mouldings.Separate entrance to LUXURY renovated lower level with TWO seperate unit, TWO full washroom and spacious RAC room Step outside to discover the spacious backyard with large deck perfect for entertaining for family & friends along with desirable & convenient neighbourhood & unmatched potential.The expansive driveway offers parking for 5+ vehicles, making this home as practical as it is beautiful. Whether you're a growing family, first-time home buyer, or an investor, this property close to All Amenities, Shopping mall, Minutes to 401, Schools, Public Transit & Parks..

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$5,244
Lot Size52 ft x 144 ft
mls© NumberE13598264
Listed ByHOMELIFE/MIRACLE REALTY LTD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,834
Property tax
$437
Heat allowance
$150
Housing costs
$4,421 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,800
25-yr amortization

Income needed

$136,000

gross annual household income

Payment at 4%
$3,152 / mo
Cash down
$149,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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